Insurance, Solvency II & Regulatory Reporting
Emma helps insurers prepare ORSA, SFCR, RSR and QRT reports, review capital and technical provisions, and strengthen governance and operational resilience. With KMFINCO's professionals, she turns complex insurance data into clear board papers, reporting reconciliations and supervisory evidence.
Part of the KMFINCO team.
Working alongside our professionals.
Clearer board information, consistent insurance reporting and traceable review evidence. We agree the services, deliverables and professional review around your priorities.
Prepare and review Own Risk and Solvency Assessment (ORSA) reports, risk appetite statements and risk registers. Connect capital projections, stress scenarios and reverse stress testing to the insurer's assumptions and board review.
Draft and review the Solvency and Financial Condition Report (SFCR) and Regular Supervisory Report (RSR). Check narrative consistency, supporting calculations and disclosure evidence, and identify questions for professional approval.
Prepare annual and quarterly Quantitative Reporting Template (QRT) schedules. Reconcile financial and prudential data, check reporting taxonomy and cross-report consistency, and prepare pre-filing review findings and recommended corrections.
Review Solvency Capital Requirement (SCR), Minimum Capital Requirement (MCR), own funds and capital projection schedules. Assess technical provisions documentation, reserving assumptions, reinsurance evidence and data quality with the appointed actuarial and risk professionals.
Prepare Solvency II gap assessments, key function policies, control reviews and outsourcing oversight documents. Draft board and risk committee papers, Malta Financial Services Authority (MFSA) responses and remediation summaries with traceable supporting evidence.
Review Digital Operational Resilience Act (DORA) evidence, ICT third-party registers, continuity plans and incident documentation. Support Insurance Distribution Directive (IDD) product governance reviews and Insurance Recovery and Resolution Directive (IRRD) readiness through scoped gap assessments and recovery planning documents.
KMFINCO agrees the reporting scope and specialist expertise with your team. The responsible insurance, actuarial and regulatory professionals review calculations, assumptions and conclusions.
Our approach to professional sign-offTell us which insurance reports, governance review or regulatory response you need and your timetable. Our team will agree the outputs, data requirements and insurance, actuarial or regulatory review involved.